Important: Rank & Retire provides financial projections and retirement estimates for informational and planning purposes only. It is not financial advice, legal advice, or a substitute for consultation with a qualified financial advisor, retirement services officer, or military benefits counselor.
By downloading, installing, or using the Rank & Retire iOS application ("the App"), you agree to be bound by these Terms of Use. If you do not agree to these Terms, do not use the App. These Terms apply to all users, including those on the free tier and those who buy the one time unlock.
Rank & Retire is a military career planning and retirement projection tool for active duty service members across all six branches of the United States Armed Forces. The App allows users to model career tracks, project pay, estimate TSP balances, project pension outcomes, and compare different career paths side by side. By default all figures are shown in today's (2026) dollars.
The App is free to use. The free tier includes up to two career tracks, the full calculation engine, and the Compare feature, and it shows banner ads on the Dashboard and Track Builder screens. A single one time unlock of $2, billed by Apple, removes all ads and unlocks unlimited career tracks. There is no subscription and nothing auto renews.
The projections, estimates, and calculations produced by Rank & Retire are for informational and planning purposes only. They are not financial advice, investment advice, legal advice, or tax advice. Results are mathematical projections based on inputs you provide and are not guarantees of future outcomes.
Military pay, retirement benefits, TSP rules, and government policies are subject to change. Rank & Retire uses pay tables and contribution rules current at the time of the app's last update, but we cannot guarantee all data reflects the most current official figures at any given moment.
Before making any financial or career decisions, consult a qualified financial advisor, your base financial readiness office, your branch's retirement services officer (RSO), or other appropriate professional. The App is a planning aid, not a substitute for professional guidance.
We make reasonable efforts to ensure that pay tables, contribution rates, and retirement system rules encoded in the App are accurate and current. However, we make no warranty, express or implied, that information is complete, accurate, or up to date.
Official information about military pay and retirement benefits is available from the Defense Finance and Accounting Service (DFAS) at dfas.mil and from your branch's personnel and finance offices. In the event of any discrepancy between the App and official sources, official sources govern.
The unlock is a single one time purchase of $2, billed through the Apple App Store. It removes all ads and unlocks unlimited career tracks. There is no subscription, nothing auto renews, and there is nothing to cancel. You pay once and keep the unlock, including all future updates.
All billing and refunds are handled by Apple under its terms and policies. Refund requests must be submitted to Apple directly. If you get a new device, you can restore your purchase at no additional cost by signing in with the same Apple ID.
You may use Rank & Retire for your own personal, non-commercial career planning. You agree not to:
› Reverse engineer, decompile, or attempt to extract the source code of the App
› Use the App for any unlawful purpose or in violation of applicable laws
› Resell, sublicense, or commercialize the App or its outputs
› Attempt to interfere with the App's functionality or security
Rank & Retire, including its name, logo, design, code, and content, is the property of its developer and is protected by applicable intellectual property laws. Nothing in these Terms grants you ownership of any part of the App.
Pay tables sourced from DFAS are in the public domain. The App's compilation, presentation, and calculation logic built around that data are proprietary.
The App is provided "as is" and "as available" without warranties of any kind, express or implied. We do not warrant that the App will be uninterrupted, error-free, or free of bugs. We disclaim all implied warranties of merchantability, fitness for a particular purpose, and non-infringement to the fullest extent permitted by law.
To the maximum extent permitted by applicable law, Rank & Retire and its developer shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the App, including financial decisions made based on App projections, errors in calculations, or interruption of service.
Our total liability for any claim arising from your use of the App shall not exceed the amount you paid for the App, which for most users is the one time $2 unlock or nothing at all on the free tier.
Your use of the App is also governed by our Privacy Policy, which describes the limited device and usage data collected by third-party advertising and analytics providers to support the free tier. By using the App, you acknowledge that data is handled as described there.
The career and financial information you enter stays on your device and is not collected by us. The advertising and analytics data is collected and processed by those third parties under their own policies. We are not responsible for the data practices of any third party, including those providers or the Apple App Store.
These Terms are governed by the laws of the United States and the state in which the developer is located, without regard to conflict of law principles. Any disputes arising under these Terms shall be resolved in the appropriate courts of that jurisdiction.
We may update these Terms from time to time. When we do, we will update the "Last Updated" date above. Continued use of the App after updated Terms are posted constitutes your acceptance of the revised Terms. Material changes will be communicated through the App where practicable.